The UNINSURED
"I've had MS for ten years. And my kind is like progressive. So I just
get worse. I really can't do anything. I don't leave my house. You know,
it's hard for me to get out. There's steps in the back. My kids, they're
young and they really help me. But it's hard for them. Noelle, she turned
two when they said I had MS."- Alicia Facchino
Alicia suffers from Multiple Sclerosis and is uninsured. She has two
children (ages 10 & 12) who take care of her at home. She is confined to a
wheelchair and can't afford home care.
44 million Americans are uninsured, and eight out of ten of these are
workers or their dependents. Why is being uninsured a problem?
About 44 million people in this country have no health insurance, and
another 38 million have inadequate health insurance. This means that
nearly one-third of Americans face each day without the security of
knowing that, if and when they need it, medical care is available to them
and their families.
Having no health insurance also often means that people will postpone
necessary care and forego preventive care - such as childhood
immunizations and routine check-ups-completely. Because the uninsured
usually have no regular doctor and limited access to prescription
medications, they are more likely to be hospitalized for health conditions
that could have been avoided.
Delaying care for fear of medical bills is a downward spiral that leads to
ultimately higher health care costs for all of us. More than one third of
uninsured adults re****ted they have problems paying their bills, which
helps explain why many of the uninsured don't seek out the care they need
until the last minute. But when an uninsured person is in crisis and
cannot pay, that burden falls upon the insured population, the hospitals,
the doctors and the government. And these billions of dollars of
"uncompensated care" drive up health insurance premiums for everyone.
[www.ameriplan-healthcare.com]
"The people who are most at risk today are those who have no health
insurance at all. They're at risk of not getting regular care when they
need it. They're at risk of not catching real problems before they get
serious enough to not be treatable. They're at risk of not getting the
best treatment when they actually do get sick. And they're at tremendous
financial risk. They could lose everything that they've saved in their
lives because of some even fairly minor health problem."
There are alternatives and the new direction in healthcare is "Consumer
Driven Health-Care". One of the leaders in this field is AMERICAREusa.
AmeriPlan® Cor****ation [www.ameriplan-healthcare.com] under the capable
guidance of the Bloom Brothers and the staff of professionals that they
have assembled is now positioned as the nations' largest discounted
fee-for-services, supplemental health, dental, vision, chiropractic and
prescription benefits provider. AmeriPlan® will provide a stable platform
from which to grow and serve an ever growing segment of the population
with even more benefits and services.
It is anticipated that the next few years will show AmeriPlan® continuing
benefits and programs that have a foundation in the past and through the
implementation of new benefits and programs designed to take the
organization into the next millennium.
Other companies will no doubt enter into this area in the next few years
as consumers depart the failing healthcare insurance industry and in
search of other options.
Americans are looking for Options.
Editorial provided by
Zane Evan Wright [Multiple-Sclerosis and Uninsured]
www.ameriplan-healthcare.com
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